August 21, 2014

Why Millionaires Ride Bikes

Well, once they became millionaires they probably stopped. But seriously - riding a bike instead of driving can save you thousands of dollars in just one year.

I'm a wee bit obsessed with money lately - supporting my family on one minimum wage job with no government assistance and a plethora of medical expenses has caused that. And I'm very aware that biking isnt feasible for everyone.

But, it's definitely worth considering.

In one month, including insurance, gas, maintenance and repairs our car costs us about $300. That's not counting how much the car cost to purchase (we payed cash - so if you have a car payment yours is probably even higher), change the title, and get me and my husbands license. ($900 total). Then there's new tags every few years, new tires, etc.

Cars are fucking expensive.

On the other hand, a bicycle (a good one) costs $300, then get a basket to attach to the back for running errands or carrying groceries (or a trailer for your kids) - $75. That bike will need less than $100 in maintenance a year. And it will last at least ten. Broken down, that's less than $25 a month. Significantly cheaper than a car.

For young, single people, students, parents even - this is very feasible. For long trips carpool with a friend - just give some gas money over.

What do you think? How much money could you save riding your bike to work?

May 25, 2014

Tariffs for Small Businesses

In the beginning of the America's history, there were high import tariffs on foreign goods to protect the delicate, newly developed industries in America. And it worked.

Now, in a time where good jobs are scarce and our economy is faltering, a small business has little chance of survival because it can't compete with the corporate giants and cheap foreign products. If America implemented high tariffs on imported goods again, and created a "competition tariff" for businesses, say for the sake of argument over 500,000 employees large or over 1 million in net worth, it would increase the ability for American manufacturers and small  businesses to compete, promote true diversity in the marketplace, create American industry jobs, and lower the prices of locally produced goods.

What do you think?