On the other hand, I've been doing a lot that I wanted to tell you about. I have $1,800 in savings now, which is over 50% of what I've made since January 1st. December had failed miserably, but I rallied myself and put myself to work.
Here's what I did to save money:
- Minimized what I thought I "needed".
- Set a reasonably budget for fun things, because it is important to enjoy life. This cut back on impulsive purchases.
- Cooked more food from scratch and ate more whole foods, which minimized my food budget completely on accident. Making my own bread, bagels and hamburger buns has saved me about $25 a month. Eating salads instead of chips has saved me even more ($1 for spinach, or $3 for chips... hm?)
- Switched to a dirt cheap cat litter ($2 for 25 lbs).
- Started buying my pet food from Grocery Outlet (1/2 the price of Walmart). I only feed my animals Purina and Pedigree, if I could afford it they'd eat Science Diet or Blue Buffalo. But I'm paying $20 for pet food a month.
- Make my own laundry soap (bar soap, washing soda and borax).
- Pack my work lunches.
- Switched to a cheap, but natural bar soap - it's a glycerin soap, which is what my doctor suggested.
- Drink water instead of soda (saves TONS of money).
- Shop smart - snag discounted items, and buy used.
I am one paycheck away from $2,000 in savings - which is halfway to my goal. I thoroughly believe I will meet my savings goal by this next December, if not exceed it.
What have you been doing to become more financially stable?